Sunday, August 15, 2010

New Perspective

Well a week from now will be a school night. Yikes!! It's going to be an extremely tough year the main explanation being...Gross Anatomy. I'm not going to worry about that now. I spent my entire night reorganizing my desk, cleaning my room and making a budget for this semester. I made a rough estimate of what my monthly earnings will be and am sending more than half of it (no matter what the amount) to my savings account and the other half being divided into gas (which will be pretty much my biggest expense this entire year) and miscellaneous. I have always been very laissez-faire about my money. I always put my paycheck into my savings and then put some into my checking account and also paid off my visa credit card, which I used strictly for gas. I never looked at my bank statements. That's not going to happen anymore. I have decided to put my credit card away (not going to cut it just yet). First off, I really don't use it and I feel like it will just be temptation when money will be tight for me. At the beginning of the month, I'm going to put a set amount into my checking account and that's it. I've worked out how much gas will cost me monthly and put a little extra for shopping and activities with friends...but not much. I'm only working 10 hours a week this semester and that's really going to be tough on my expensive taste. I'm kind of excited to see how this turns out strangely. Hopefully my savings will be larger at the end of the semester:)
Now, onto more interesting things... I have decided this year is going to be a fresh start for me. Yeah, I'm a year late considering I'm starting my second year of college but in other perspectives as well. I am setting a VERY high bar this year academically. I'm shooting for a 4.0 and with that, hopefully and I cant get more scholarship money. Maryville is not cheap. My mom and I went over my student loan and the figures really scared me. But I'm going to try to come out of my shell this year and meet new people. I'm considering joining a gym and also several clubs/organizations at school. Ahhhh it shall be a busy year. Very busy. And stressful.
I feel like this song should be my anthem for the school year....
http://www.youtube.com/watch?v=d3sA5plF6kE

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